Meaning of the word: Overdraft

An overdraft is a service for costumers of bank, when client can draw money in case that he doesn´t have enough his own money on his account so he goes below zero. It is therefore a financial reserve, which the customer can use in case of financial emergency. Overdraft is a paid service, the client also to pay interest on borrowed money.

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Interest on arrears

Interest on arrears is charged to the debtor in case that he doesn't pay his loan in time. It is not a classic sanction, but it is the refund money.…

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